You must file a tax return if:

• You owe taxes for the year

• You received a CRA request to file

• You and your spouse/common-law partner elected to split pension income

• You sold property or realized a taxable capital gain

• You need to repay Old Age Security (OAS) or Employment Insurance (EI) benefits

• You withdrew from your Registered Savings Plan (RRSP) but haven't repaid it

• You need to contribute to the Canada Pension Plan (CPP)

You may still want to file if:

• You are eligible for a refund

• You want to apply for GST/HST credits

• You want to claim tuition or education credits

• You are applying for government tax benefits

• You want to report income to increase your RRSP deduction limit

• T1 Personal Tax Return

If your business is not incorporated, you report business income and expenses on your personal (T1) tax return using the Statement of Business or Professional Activities Form (T2125).

• T2 Corporate Tax Return 

f your business is incorporated, you must file a corporate (T2) tax return separately from your personal return.

Need help incorporating your business? We assist with registration, bookkeeping, payroll, and GST/HST filings to ensure compliance.

The Disability Tax Credit (DTC) is a non-refundable tax credit that helps individuals with disabilities reduce their taxable income. If a dependent cannot fully use their DTC, they may transfer it to a supporting family member.

Eligibility Requirements:

• The person must have a severe and prolonged physical or mental impairment

• The impairment must significantly impact their ability to perform daily activities

• The dependent must reside in Canada and rely on you for basic needs (food, shelter, clothing)

The DTC can open the door to additional federal and provincial benefits, such as the Registered Disability Savings Plan (RDSP), Working Income Tax Benefit (WITB), and Child Disability Benefit (CDB).

We provide personalized financial planning services for individuals and businesses. Our services include:

• Tax-efficient investment strategies

• Retirement planning

• Estate and succession planning

• Business financial managemen